Disclosures and Licensing

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the maximum “up-to” loan offer.

Availability of Loan Funds

If your loan is funded by 4pm CST (not including weekends or holidays), you will receive your loan funds the next business day. Interest on your loan will begin to accrue the day after your loan funds are disbursed (not including weekends or holidays).

Important information about procedures for opening a new account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Loan Amounts:

Reprise Financial makes personal secured and unsecured loans ranging from $2,500 – $25,000.

Borrowers in the following states are subject to these minimum loan amounts: Georgia: $3,500; New Mexico: $10,500.

State License and Notice Information:

  • California
    • Loans made or arranged pursuant to a California Financing Law license with the California Department of Financial Protection and Innovation (NMLS# 1660115; License 60DBO-145331).
    • If you are married, you may apply for a separate account.
  • Oregon
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Consumer Finance License — NMLS#1660115

    • Licensing Notice

  • Virginia
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the Virginia State Corporation Commission; License Number CF1-217.