Disclosures and Licensing

Reprise Financial branded credit products are originated by WebBank to applicants in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the maximum “up-to” loan offer.

Availability of Loan Funds

If your loan is funded by 3pm CT (not including weekends or holidays), you will receive your loan funds as soon as the next business day. Interest on your loan will begin to accrue the day after your loan funds are disbursed (not including weekends or holidays).

Important information about procedures for opening a new account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Loan Amounts:

Reprise Financial provides access to personal secured and unsecured loans ranging from $2,500 – $25,000.

Borrowers in the following states are subject to these minimum loan amounts: Georgia: $3,500.

State License and Notice Information:

  • Alabama
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the State of Alabama, State Banking Department, Consumer Credit License, License Number MC 22934
    • Alabama Consumer Credit License
  • Arizona
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by Arizona Department of insurance and Financial Institutions, Collection Agency License, License Number 1047952
    • Licensed by Arizona Department of Insurance and Financial Institutions, Collection Agency License – Other Trade Name #1, License Number 1049766
    • Licensed by Arizona Department of Insurance and Financial Institutions, Consumer Lender License, License Number 102980
  • California
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the California Department of Financial Protection & Innovation, Other Business Authority
    • California Schedule of Charges
  • Colorado
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the Colorado Uniform Consumer Credit Code, Supervised Lender License, License Number SUP-4000778
    • Supervised Lender License
  • Delaware
  • Illinois
  • Kansas
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the Kansas Office of the State Bank Commissioner, Supervised Loan License, License Number SL.0026962
  • Louisiana
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the Louisiana Office of Financial Institutions Non-depository Division, Licensed Lender Main Office (In-State and Out-of-State with Lending Activity), License # 1660115
    • Louisiana Licensed Lender
  • Minnesota
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the State of Minnesota Department of Commerce, Collection Agency License, License Number 40893672
    • MN Collection Agency License
  • Missouri
  • New Mexico
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Small Loan Company Lender, License # 02430
    • TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Erin Russ, Manager of Customer Advocacy; 8333 Ridgepoint Dr., Suite 150, Irving, TX 75063; 1-877-756-7640; [email protected]
    • This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website: NM Regulation & Licensing Department
    • New Mexico Small Loan License
    • New Mexico Consumer Brochure
  • North Carolina
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the Commissioner of Insurance of the State North Carolina, Collection Agency Permit, Permit Number 521631783
    • North Carolina Collection Agency License
  • North Dakota
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the North Dakota Department of Financial Institutions, Collection Agency License, License Number CA104497
  • Oregon
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Consumer Finance License — NMLS#1660115
    • Licensing Notice
  • Pennsylvania
  • South Carolina
  • Utah
  • Virginia
    • Skopos Financial, LLC d/b/a Reprise Financial
    • Licensed by the Virginia State Corporation Commission; License Number CF1-217.
  • Wyoming