All loans are subject to our normal credit policies and may require collateral. Loans are not offered in all states.

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the maximum “up-to” loan offer.

Availability of Loan Funds

If your loan is funded by 4pm CST (not including weekends or holidays), you will receive your loan funds the next business day. Interest on your loan will begin to accrue the day after your loan funds are disbursed (not including weekends or holidays).

Important information about procedures for opening a new account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Loan Amounts:

Reprise Financial makes personal secured and unsecured loans ranging from $2,500 – $25,000.

Borrowers in the following states are subject to these minimum loan amounts: Georgia: $3,500; New Mexico: $10,500.

License and Notice Information:

CA: Loans made or arranged pursuant to a California Financing Law license with the California Department of Financial Protection and Innovation (NMLS# 1660115; License 60DBO-145331).

If you are married, you may apply for a separate account.

DE: Loans made pursuant to the Delaware Licensed Lenders Act.

Schedule of Charges

MO: Missouri Consumer Credit Loan Company License

Schedule of Fees

UT: Schedule of Fees

Complaints regarding a title loan may be directed to the Utah Department of Financial Institutions at File a Complaint | Utah Department of Financial Institutions. Reprise Financial’s Customer Service number is 877.505.6780.

SC: Skopos Financial, LLC d/b/a Reprise Financial

South Carolina Supervised Lender Licenses 

South Carolina Credit Grantor Licenses 

South Carolina Consumer Rights Pamphlet

South Carolina Maximum Rate Schedule 

OR: Skopos Financial, D/B/A/ Reprise Financial – Consumer Finance License – NMLS#1660115

Licensing Notice

VA: Skopos Financial LLC, D/B/A Reprise Financial, licensed by the Virginia State Corporation Commission; License Number CF1-217.