Disclosures and Licensing

Reprise Financial branded credit products are originated by WebBank to applicants in the following states: Alaska, Alabama, Arkansas, Arizona, California, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, Wyoming.

Reprise Financial provides access to unsecured and secured personal loans ranging from $2,500 to
$25,000. In some cases, the minimum loan amount may vary due to state requirements. Borrowers in
Georgia are subject to a minimum loan amount of $3,500.

Loan approval and final loan terms, including loan amounts, interest rates and annual percentage
rates (“APRs”), depend on the applicant’s ability to meet credit standards, including but not limited to,
credit history, income, debt payment obligations, and other factors such as the availability of
collateral. Not all applicants will qualify for the largest loan amounts, lowest rates, or most favorable
loan terms, which may require a first lien on a motor vehicle with acceptable value, titled in the
applicant’s name with valid insurance. Please note: Motorcycles cannot be used to secure a loan.
APRs are generally higher on loans not secured by a vehicle. Our closing process requires a
compatible mobile or computer device on which an applicant can access email and electronic
documents.

Language Services

Please note applications, agreements, disclosures, and other servicing communications provided by Reprise Financial will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Reprise Financial offers the following resources for customers:

• Employees available who are both fluent in English and Spanish
• Phone assistance in Spanish at 877-505-6780, option 9

Availability of Loan Funds

If your loan is funded by 3pm CT (not including weekends or holidays), you will receive your loan funds as soon as the next business day. Interest on your loan will begin to accrue the day after your loan funds are disbursed (not including weekends or holidays).

Important information about procedures for opening a new account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

State Information: