Weddings Loans

Wedding loans

Get Started

Weddings are a time for joy and happiness, but they can also bring stress if you have expenses that you aren’t prepared for. If you’re planning to get married and aren’t sure whether you’ll be able to cover the cost out of pocket, you might consider taking out a wedding loan to finance your big day. From photographers to food, beverage, entertainment and venue, weddings can end up running into the thousands of dollars. Before getting a personal wedding loan, you should make sure to educate yourself so that you can finance your milestone event in the most affordable way possible.

Whether you’re getting married, or you have children that are, Reprise Financial is here to help you with a personal loan to cover the costs that come with weddings, receptions, and honeymoons. We want to take the stress out of your planning so that you can relax and enjoy the wedding of your dreams. You may find out that we’re the perfect match.

  1. Reprise Financial can give you a fast and easy way to get the funds you need.
  2. With Reprise, you can view your offers in seconds without affecting your credit score.
  3. Reprise has customized options to meet your needs and payment preferences.
  4. Funds can be available the next business day after approval in your check or savings account.

Get Started

What is a wedding loan?

A wedding loan is a type of personal loan that can help you cover any expenses associated with the event. These loans can be secured or unsecured, and you’ll receive the funds as a lump sum and make fixed monthly payments to repay the loan.

Can you take out a personal loan for a wedding?

As personal loans are generally very flexible in their purpose, you can usually take out a personal loan for a wedding. With this financing option, you’ll receive the loan in a single amount and immediately be able to put the funds towards your various expenses. With Reprise Financial, you can view personal loan offers in minutes and have your funds as soon as the day after your application is approved.

Why take out a personal loan for your wedding expenses?

Wedding loans provide a quick and easy way to access money for your wedding expenses. As up-front payments and deposits stack up, a personal loan might be the best way to get the funds you need immediately. They can be easy to obtain, even with average credit, and funds are often available within just a few days after approval. Successfully paying off a personal loan for a wedding can also help you build credit and improve standing for financing for other major purchases you might make as a couple.

What is the average cost of a wedding in the United States?

The average cost of the venue at a wedding reception was $10,500 in 2019, while a wedding photographer can cost anywhere from $1,000 to $10,000. Meanwhile, according to a study by The Knot, the average cost of a wedding planner was $1,700 in 2021. You’ll also have to factor in additional expenses like the ring, wedding dress, tuxedos, and bridesmaid’s dresses. The average price of a wedding dress is $1,600, while the average price of a ring is around $5,900.1

How much should you spend on a wedding?

The average cost of a wedding in 2021 was $28,000, or $34,000 including the engagement ring, according to a study carried out by The Knot.¹ Meanwhile, at least 45% of couples go into debt to pay for their weddings, according to a 2019 study by Lending Tree.² However, that doesn’t mean you also have to pay this amount of money. To reduce wedding-related costs, you can do things like extend your engagement to save up to pay more out of pocket or ask for contributions from friends and family.

You’ve been dreaming about this day for years. But just as no two weddings are the same, no two lenders are either. As you compare wedding loans, choose the financing option that you know will give you peace of mind and the cash you need to plan your dream day without draining your savings. Reprise Financial offers a simple online application process, fast access to funds, and with fixed rates and payment terms that fit your budget for your happily ever after.

Loan Offers in Seconds

View your offers in a few seconds without affecting your credit score.

Flexible Options

We have the customized options to meet your needs and your payment preferences.

Fast Access to Your Loan

Funds can be available in your checking or savings account the next business day after approval.

A wedding loan can be used to finance almost any expense associated with the big day. For example, maybe you have the cash to pay out of pocket for smaller details like flowers, invitations, and the wedding DJ, but need to finance larger purchases such as the cost of the venue and honeymoon. A personal loan can help you fund those. Other expenses that might be associated with your wedding include the wedding dress and tuxedo, dresses for bridesmaids, caterers, decorations, and any additional entertainment you might want to include.

Interest rates on loans through Reprise Financial range from 9.99% to 36% APR.

There is not one credit score that will qualify you for a wedding loan. Online lenders will look at the total picture of a person’s application to find a product that works best for each applicant. Even if you have limited credit history, you still may be able to obtain a personal loan. Reprise works with individuals with all kinds of credit history to find a solution that’s right for them.

Get Started

When you are ready to take control of your finances, there’s Reprise.

Through Reprise Financial, getting back your financial freedom is as easy as 1-2-3.

Apply today
You can be pre-approved
in minutes
Get your funds
Get your funds
as early as tomorrow
Cash in your pocket
Use it for the things
you need or want

If you’re looking for ways to cut costs on your big day, you’ll first want to establish a firm budget and stick to it. Once you’ve established that, you can look into methods of reducing the cost like cutting the number of guests, choosing an off-peak wedding date, and making your own DIY decorations. You can also host your wedding in an outdoor location and use a local restaurant instead of a caterer.

To qualify for a wedding loan, you should be prepared to provide your proof of income, proof of identity, bank statements, and any statements from your current creditors. If you’re offering a co-signer, you should also be ready to provide their personal and financial information to the lender.

Deciding whether to get a wedding loan for your big day is a major financial decision. As one of the most significant milestones in many people’s lives, it’s likely that you’ll want to have everything just the way you imagined it on your wedding day. A wedding loan can provide quick and easy cash to fill in the areas that you might not be able to fund out of pocket. Before taking out a wedding loan, make sure to consider areas where you can cut costs and fund the event with your own cash.

Once you’ve decided to take out a wedding loan, you can begin submitting your documents and application. With Reprise Financial, you can apply online from the comfort of your own home, and the funds can be available the next business day after approval.

1Average Cost of a Wedding in 2022 (


Real Reviews from Real Customers