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¹If your loan is funded by 3pm CT (not including weekends or holidays) the funds will be transferred to your bank the next business day. Interest on your loan will begin to accrue the day after your loan funds (not including weekends or holidays). Reprise also provides access to loans secured by a first lien on your car or fixtures in your home.

Fixtures include items such as cabinets, counters, light fixtures, water heaters and window coverings. Fixtures are not items like clothing, bedding, family photos or other everyday household necessities. Fixture secured loans do not use the home itself as collateral; however, before you can sell or refinance your home, you must pay off any outstanding fixture secured loan.

For vehicle secured loans, vehicles must be of acceptable value with valid insurance. Vehicle secured loans also require additional verification of the vehicle and may take longer to fund. Motorcycles do not qualify as acceptable collateral and cannot be used to secure the loan.

Reprise Financial branded credit products are originated by WebBank in select states. Click here to see the list of states. Reprise Financial provides access to unsecured and secured personal loans ranging from $2,500 to $25,000. In some cases, the minimum loan amount may vary due to state requirements. Borrowers in Georgia are subject to a minimum loan amount of $3,500 and borrowers in Ohio are subject to a minimum loan amount of $5,500. Loan approval and final loan terms, including loan amounts, interest rates and annual percentage rates ("APRs"), depend on the applicant's ability to meet credit standards, including but not limited to, credit history, income, debt payment obligations, and other factors such as the availability of acceptable collateral. Not all applicants will qualify for the largest loan amounts, lowest rates, or most favorable loan terms, which may require a first lien on a motor vehicle with acceptable value, titled in the applicant's or name with valid insurance, or fixtures in the applicant's home. APRs are generally higher on loans not secured by a vehicle or home fixtures. Our closing process requires a compatible mobile or computer device on which an applicant can access email and electronic documents.

Skopos Financial, LLC d/b/a Reprise Financial (NMLS # 1660115). PA: Licensed by the Pennsylvania Department of Banking and Securities; VA: Licensed by the Virginia State Corporation Commission - License Number CFI-217.

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