Personal Loans for your Wedding

Enjoy the wedding, reception & honeymoon of your dreams.

Take the stress out of wedding planning

Weddings are a time for joy, but they can also bring stress if you have expenses you aren’t prepared for. If you’re planning to get married and aren’t sure whether you’ll be able to cover the cost out of pocket, consider taking out a personal loan to finance your big day.

Whether you’re getting married, or you have children that are, Reprise Financial is here to help you with a personal loan to cover the costs that come with weddings, receptions, and honeymoons. We are here to help you say “yes” to less stress so that you can relax and enjoy the wedding of your dreams!

Why choose Reprise for your personal loan?

Reprise Financial can give you a fast and easy way to get the funds you need.
Through Reprise, you can view your offers in seconds without affecting your credit score.
Funds can be available in your checking or savings account as soon as the next business day after approval.¹

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Questions to ask before you say “I do”

Can you take out a personal loan for a wedding?

Yes, personal loans are flexible and can be used for wedding expenses. With Reprise Financial, you can view personal loan offers in minutes and have your funds as soon as the next business day after approval.¹

Why take out a personal loan for your wedding expenses?

Personal loans provide a quick and easy way to access money for wedding expenses. They can be easy to obtain, even with average credit, and funds are often available within just a few days after approval. Paying off a personal loan for your wedding is not only a meaningful achievement—it can also help lay the groundwork for a stronger financial future.

Average costs for a wedding in the United States (2025)

Venue: $12,200
Photographer: $1,000 to $10,000
Wedding planner: $2,100
Wedding dress: $2,100
Ring: $2,900

How much should you spend on a wedding?

The average cost of a wedding in 2025 is $38,200 including the engagement ring.* You can help reduce these costs by listing out your wedding priorities, extending your engagement to save up, or asking for contributions from friends and family. The Knot also offers great resources for researching vendors and finding the best prices for your budget.**

Loan Offers in Seconds

View your offers in a few seconds without affecting your credit score.

Flexible Options

We have the customized options to meet your needs and your payment preferences.

Fast Access to Your Loan

Funds can be available in your checking or savings account the next business day after approval.¹

What can a loan for my wedding be used for?

A loan for your wedding can finance almost any expense associated with the big day, such as the venue, honeymoon, wedding dress, tuxedo, bridesmaids’ dresses, caterers, decorations, and entertainment.

Interest rates

Rates can vary depending on factors like credit history, loan type, and amount. Interest rates on personal loans through Reprise Financial range from 9.99% to 35.99% APR.¹

Can I get a personal loan with limited credit history?

There is no single credit score needed to qualify for a personal loan. Reprise works with individuals with all kinds of credit history to find a solution that’s right for them.

How to cut wedding costs?

Don’t worry – you can still have the wedding of your dreams on a budget! Establish a firm budget and stick to it. Reduce costs by cutting the number of guests, choosing an off-peak wedding date, making DIY decorations, hosting your wedding in an outdoor location, and using a local restaurant instead of a caterer.

How to qualify for a personal loan for your wedding

Be prepared to provide proof of income, proof of identity, bank statements, and any statements from your current creditors.

Should you get a personal loan for your big day?

Deciding whether to get a personal loan for your wedding is a major financial decision. A personal loan can provide quick and easy cash to fund areas you might not be able to cover out of pocket. Consider areas where you can cut costs and fund the event with your own cash.

How to apply for a personal loan for your wedding

Once you’ve decided to take out a loan for your wedding, you can begin submitting your documents and application. Through Reprise Financial, you can apply online from the comfort of your own home, and the funds can be available as soon as the next business day after approval.¹

Why choose Reprise for your personal loan?

Fast and easy funds: Get the funds you need quickly.
No impact on credit score: View your offers in seconds without affecting your credit score.
Next-day availability: Funds can be available as soon as the next business day after approval

^*https://www.theknot.com/content/average-wedding-cost

^**https://www.theknot.com/marketplace

Apply today & have your money as soon as tomorrow.¹

Easy, online application
Fixed rates & clear terms
No pre-payment penalties
Fast & easy access to funds

Get Started

Real Reviews from Real Customers

I want to thank Carmen. She was very professional and demonstrated the highest traditions and standards of customer service. If you have all the documents needed for the loan it is quick and easy.

- Charley W.

Marialena is a superstar! Patient, courteous, thoughtful and understanding! She made my experience so much better! Thank you also to Fabian who treated me professionally in every way!

- Lawrence C.

Very smooth process! Was much easier than I ever expected. The representative that called was very professional, patient with my questions, and knowledgeable.

- Susan H.

Eyvette made the process seamless and easy. She went over the terms and allowed me to ask questions. I was happy that I was able to get the money I needed!

- Tina B.

Anthony was extremely helpful during the loan process. He went out his way several times to make sure things were okay. He explained everything so clearly and I greatly appreciate it.

- Latisha S.

The process was smooth and very easy to do. After seeing my approval odds, I applied, uploaded my documents and was approved for an unsecured loan. I can now consolidate all my loans and credit cards for one easy and affordable payment. The funds were deposited within 24 hours of getting approved.

- Vanessa B.

Experienced staff! Helpful, friendly, and knowledgeable! Fast process, definitely recommend!!!

- Kristie W.

From start to finish this was a great experience. The folks that helped me were Carlos, Mark, Sequoia and Robyn. Robyn brought everything together and got the loan processed. If I could give her 10 stars I would. Great experience from start to finish. Thanks everyone!

- Lamar B.

Sequoia demonstrated the utmost professionalism and courtesy. She was insightful and determined to get me the best rates she could. I would highly recommend her to anyone wanting to work with Reprise Financial.

- Andrew S.

I had the pleasure of working with team members Eric, Vianca, Marianela, & Stephanie. I was overwhelmed with how professional, helpful, patient, and just overall wonderful these team members were. They helped me get my correct information uploaded and worked with me on what was best for my unique situation.

- Jessica H.

I am impressed how everyone at Reprise handled my loan. They were very professional and knew every detail of my loan no matter who I spoke to, and they were very patient. Thank you guys for everything you have done.